Bagudu, Suleiman Ndako, Bashir D. Sarkindaji, and S. N. Sayedi. 2024. “An Evaluation of Financial Technology and Financial Inclusion of SMEs Entrepreneurs in Niger State”. Lapai Journal of Economics 8 (2):303-18. https://ojs.ibbujournals.com.ng/index.php/lje/article/view/1445.