OBILIKWU, james; ALFA, A. B.; EJIKE, S. O. Digital Micro-Credit, Financial Literacy and Households Over-Indebtedness in Niger State, Nigeria. Lapai Journal of Economics, [S. l.], v. 8, n. 2, p. 243–255, 2024. Disponível em: https://ojs.ibbujournals.com.ng/index.php/lje/article/view/1422. Acesso em: 4 jun. 2025.