Impact of Micro Credit Facility on Productivity of Rice Farmers’ in Katcha Local Communities of Niger State

Abstract

This study examined how micro credit influences rice farmers productivity in Katcha local communities of Niger State. A simple random sample was used to obtain a sample data of 389 rice farmers across the rural communities through the use of structural questionnaire. This study used multiple regressions to analyze rice farmers’ credit access in relation to their productivity. Finding shows that having access to credit enhanced farmers’ productivity especially when the farmers are fully supported. Therefore, this study recommends a more easy access to credit facilities for the farmers by creating local financial agents so as to facilitate credit access.